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As annual inflation remains above 2% and the labor market shows weakness, the Federal Reserve has been split in recent months over the direction of monetary policy. The past year has seen split votes among the Federal Open Market Committee (FOMC) voting committee on interest rates-setting; the July FOMC, for instance, saw Fed Governors Michelle…

The post Federal Reserve Split on Appropriate Monetary Policy for 2026 appeared first on RISMedia.

Above, top row from left, Marco Fregenal and Adam Kaufman; bottom row from left, Josh Muncey and Rick Haase From mega franchises to agent teams, real estate mergers and acquisitions are making headlines almost daily. What does the ongoing trend toward market consolidation mean to agents on the front lines? In an upcoming session at…

The post Market Consolidation and the Pros and Cons for Agents appeared first on RISMedia.

As part of the Federal Housing Finance Agency (FHFA) overseeing the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, the FHFA is required to set annually updated benchmark goals for how the GSEs’ mortgage purchases will help contribute to affordable housing for lower-income households.  On Tuesday, December 23, the FHFA set its enterprise benchmark housing…

The post FHFA Shaves Affordable Housing Goals for Fannie and Freddie appeared first on RISMedia.

A down payment on a home is a crucial part of the financial hurdle that homebuyers need to pass before they can think of closing, but in the current market, how long of a wait is that? According to the latest report from Realtor.com®, the current average for saving for a down payment on a…

The post Average Time Saving for a Down Payment Now Seven Years: Realtor.com appeared first on RISMedia.